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Simple, clear, and written for an injured worker who just wants answers.

When you’re hurt on the job, everything becomes stressful — your health, your job, and your paycheck. Workers’ compensation is a Louisiana system designed to protect you when you suffer a work-related injury or illness. Here’s what you need to know, in plain English.

What Workers’ Compensation Is

Workers’ compensation is insurance your employer must carry. It provides medical care and financial support when you get hurt at work — regardless of who was at fault. You don’t have to prove your employer did anything wrong.

Your Basic Rights as an Injured Worker

In Louisiana, you have strong legal rights when you’re injured on the job:

✅ Right to Medical Treatment

You are entitled to all reasonable and necessary medical care related to your injury — from doctors’ visits, physical therapy, and medications to surgery if you need it.

• You can choose one      doctor per specialty.
• The insurance      company must pay for authorized treatment.

✅ Right to Weekly Wage Benefits

If you can’t work because of your injuries, you may receive weekly indemnity payments — usually two-thirds of your average weekly wage, up to state limits.

✅ Right to Disability Benefits

Depending on your injury, you may qualify for:

• Temporary Total      Disability (TTD) – if you can’t work at all.
• Supplemental      Earnings Benefits (SEB) – if you can work, but not at the same pay.
• Permanent      Partial Disability (PPD) – for certain permanent injuries.

✅ Right to Vocational Rehabilitation

If you can’t return to your old job, workers’ comp must help you find new employment within your physical limits.

✅ Right to Be Free From Retaliation

Your employer cannot fire, punish, or threaten you for filing a workers’ comp claim.

What Workers’ Comp Does NOT Cover

Workers’ compensation does not pay for:

• Pain and      suffering
• Emotional      distress
      However, it does cover your medical care and wage loss.

Common Mistakes That Hurt Workers' Claims

Most workers don’t lose benefits because they’re wrong — they lose them because they don’t know the rules. Be careful of:

• Not reporting      the accident immediately
• Not choosing      your own doctor
• Missing medical      appointments
• Letting the      insurance adjuster control your treatment

When to Contact Attorney Rene Fabre

If your claim is denied, delayed, or you’re being pressured to return to work too soon, you need legal help immediately. The workers’ compensation system is complex — but you don’t have to handle it alone.

Attorney Rene Fabre fights to make sure you get every dollar and every benefit you’re owed under Louisiana law..